:root{--theme:#0B3D91;--ink:#182638;--muted:#657386;--line:#dfe6ee;--soft:#f3f6fa;--accent:#f47b38}
    *{box-sizing:border-box}
    html,body{margin:0;padding:0;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Microsoft YaHei",Arial,sans-serif;background:#fff}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:#0f1d2d;color:#cbd5e1;font-size:13px}
    .topbar .container{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:20px}.topbar a{color:#e5edf7}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 18px #112b4d0b}
    .header-inner{height:76px;display:flex;align-items:center;gap:32px}
    .logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-size:19px;font-weight:800;color:var(--theme)}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{flex:1}.nav-list{display:flex;align-items:center;justify-content:center;gap:3px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}.nav-link{display:block;padding:29px 14px;font-size:14px;font-weight:600;color:#334155}
    .nav-link:hover,.nav-link:focus{color:var(--theme)}.has-arrow:after{content:"⌄";font-size:12px;margin-left:6px}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%);opacity:0;visibility:hidden;pointer-events:none;transition:.2s;background:#fff;border:1px solid var(--line);box-shadow:0 18px 45px #102b4b18;border-radius:0 0 12px 12px}
    .dropdown-panel{width:260px;padding:12px}.dropdown-panel a{display:block;padding:11px 12px;border-bottom:1px solid #eef2f6;font-size:13px}.dropdown-panel a:last-child{color:var(--theme);font-weight:700;border:0}
    .mega-menu{width:650px;padding:20px}.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu,.nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel{opacity:1;visibility:visible;pointer-events:auto}
    .mega-title{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px;font-size:15px;font-weight:800}.mega-title a{font-size:12px;color:var(--theme)}
    .mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.mega-card{display:flex;flex-direction:column;gap:6px;padding:12px;border:1px solid var(--line);border-radius:9px;background:#fbfdff;min-height:72px}.mega-card:hover{border-color:var(--theme);background:#f4f8ff}.mega-card strong{font-size:13px}.mega-card small{font-size:11px;color:var(--muted);line-height:1.45}.mega-card img{width:24px;height:24px;object-fit:contain}.mega-footer{display:block;margin-top:15px;padding-top:14px;border-top:1px solid var(--line);font-size:13px;color:var(--theme);font-weight:700}
    .header-btns{display:flex;align-items:center;gap:12px;white-space:nowrap}.member-link{font-size:13px;color:var(--theme);font-weight:700}.open-account{padding:10px 15px;border-radius:7px;background:var(--theme);color:#fff;font-size:13px;font-weight:700}
    .hamburger{display:none;border:0;background:none;padding:7px;cursor:pointer}.hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{display:none;position:fixed;inset:0;background:#0714228c;z-index:40}.drawer-overlay.open{display:block}
    .mobile-drawer{position:fixed;right:0;top:0;bottom:0;width:min(390px,88vw);background:#fff;z-index:41;transform:translateX(100%);transition:.25s;overflow:auto;box-shadow:-10px 0 30px #0002}.mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:15px;padding:20px;border-bottom:1px solid var(--line)}.drawer-head strong{flex:1;color:var(--theme)}.drawer-head a{color:var(--theme);font-size:13px;font-weight:700}.drawer-close{border:0;background:none;font-size:27px;cursor:pointer;color:#64748b}
    .drawer-menu{padding:10px 20px}.drawer-link,.drawer-toggle{display:block;width:100%;padding:15px 0;border:0;border-bottom:1px solid #edf1f5;background:none;text-align:left;font-size:15px;color:var(--ink);cursor:pointer}.drawer-toggle:after{content:"＋";float:right;color:var(--theme)}.drawer-toggle.active:after{content:"－"}.drawer-submenu{display:none;padding:5px 0 8px 15px}.drawer-submenu.open{display:block}.drawer-submenu a{display:block;padding:10px 0;color:var(--muted);font-size:13px}
    .tag-page{min-height:540px;padding:58px 0 85px;background:linear-gradient(180deg,#f6f9fc 0,#fff 48%)}
    .tag-heading{text-align:center;margin-bottom:38px}.tag-heading .eyebrow{display:inline-block;padding:6px 12px;border-radius:20px;background:#eaf1fb;color:var(--theme);font-size:12px;font-weight:800;letter-spacing:.08em}.tag-heading h1{margin:14px 0 10px;font-size:38px;letter-spacing:-.04em}.tag-heading p{margin:0;color:var(--muted);font-size:15px}
    .tag-summary{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-top:18px}.tag-summary span{padding:8px 13px;background:#fff;border:1px solid var(--line);border-radius:30px;color:#506176;font-size:13px}
    .tag-article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.tag-article-card{overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 8px 24px #183a5d0a;transition:.2s}.tag-article-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px #183a5d18}.tag-article-card img{width:100%;height:180px;object-fit:cover;background:#e9eef4}.tag-article-body{padding:18px}.tag-article-label{font-size:12px;color:var(--accent);font-weight:800}.tag-article-card h2{font-size:18px;line-height:1.45;margin:8px 0 10px}.tag-article-card p{color:var(--muted);font-size:13px;line-height:1.75;margin:0 0 14px}.tag-meta{display:flex;gap:10px;flex-wrap:wrap;color:#8995a5;font-size:12px;border-top:1px solid #edf1f5;padding-top:12px}.tag-read{display:inline-block;margin-top:15px;color:var(--theme);font-size:13px;font-weight:800}
    .pagination{display:flex;justify-content:center;gap:8px;margin-top:40px;flex-wrap:wrap}.pagination a{min-width:36px;padding:9px 12px;text-align:center;border:1px solid var(--line);border-radius:7px;font-size:13px;background:#fff}.pagination a:hover,.pagination a.active{background:var(--theme);border-color:var(--theme);color:#fff}
    .footer{background:#101d2c;color:#b9c6d5;padding:54px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.15fr;gap:38px}.footer-brand{font-size:20px;color:#fff;font-weight:800;margin-bottom:14px}.footer p{font-size:13px;line-height:1.8;margin:8px 0}.footer h3{font-size:14px;color:#fff;margin:0 0 16px}.footer-grid a{display:block;font-size:13px;color:#b9c6d5;margin:10px 0}.footer-grid a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #ffffff1c;margin-top:38px;padding-top:18px;font-size:12px;color:#8493a5}
    @media(max-width:980px){.main-nav{display:none}.hamburger{display:block}.header-inner{justify-content:space-between}.header-btns{margin-left:auto}.tag-article-list{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:600px){.container{width:min(100% - 28px,1180px)}.topbar .container{display:block;padding:9px 0}.topbar-links{margin-top:5px;gap:12px}.open-account,.member-link{display:none}.header-inner{height:66px}.tag-page{padding:40px 0 65px}.tag-heading h1{font-size:30px}.tag-article-list{grid-template-columns:1fr}.tag-article-card img{height:190px}.footer-grid{grid-template-columns:1fr;gap:25px}.footer-bottom{display:block;line-height:1.8}.footer-bottom span{display:block}.mega-grid{grid-template-columns:1fr 1fr}}